Loan Against Property Benefits

• Use Property to Raise Funds: Get access to funds without selling your property.
• Flexible Usage: Use the loan amount for business expansion, education, wedding, medical needs, etc.
• Tax Benefits: Interest paid may qualify for tax deductions (under certain conditions).
• Higher Loan Eligibility: Loan amount based on property value and income.

Loan Against Property Eligibility Criteria

You must meet the following requirements:

• Age: 21 – 65 years
• Ownership of Residential or Commercial Property
• Stable Income from Salary or Business
• Clear Title and Legal Property Documents
• Minimum Work Experience: 2 years (salaried) / 3 years (self-employed)
• Good Credit History

Documents Required for Loan Against Property

• Identity Proof – PAN Card, Aadhaar, Passport
• Address Proof – Utility Bill, Rent Agreement
• Income Proof – Salary Slips/Bank Statements/ITR
• Ownership Proof – Sale Deed, Property Papers
• Employment/Business Proof
• Photographs

EMI Calculator for Loan Against Property

Use our EMI calculator tool to plan your repayments wisely.

Fees and Charges

Below are the charges applicable on LAP:

Additional charges may apply. Please refer to your loan agreement.