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Balance Transfer for Property Loan
Balance Property Loan
Features
Lower Interest Rate
Reduced EMI Burden
Top-Up Facility Available
Flexible Tenure Options
Quick Processing
No Hidden Charges
Balance Property Loan Benefits
- Cost Saving: Reduce your interest burden with a lower rate.
- Top-Up Loan: Get extra funds over and above your existing loan.
- Flexible Repayment: Extend or modify your loan tenure as needed.
- Easy Process: Hassle-free documentation and quick disbursal.
Eligibility Criteria
To transfer your property loan balance, you must:
- Have a running loan with regular repayment track record
- Own the property used as collateral
- Be salaried or self-employed with income proof
- Maintain a good credit score
Documents Required
- Loan Statement from current lender
- KYC Documents
- Income Proof – Salary Slips / ITR / GST Returns
- Property Documents
- Bank Statements (Last 6 months)
Transfer Your Loan Today
Apply now to lower your EMIs and get additional top-up benefits!
Balance Transfer Charges
Following charges may apply for balance transfer of property loan:
| Particulars | Charges |
|---|---|
| Processing Fee | Up to 1% of loan amount |
| Documentation Charges | As applicable |
| Prepayment Charges (Old Lender) | As per existing agreement |
| Stamp Duty | As per state laws |
| Top-Up Loan Processing Fee | Up to 2% |
Note: Interest rates and charges vary based on borrower profile and property location.