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Credit For Car Loan
Car Loan
Features
Attractive Interest Rates
Quick Loan Processing
Up to 100% Financing
Flexible Repayment Tenure
Minimal Paperwork
Easy EMI Options
Car Loan Benefits
- Fast Approval: Quick processing and minimal formalities.
- New or Used Cars: Loans available for both new and pre-owned vehicles.
- High Loan Amount: Get up to 100% of on-road price.
- Affordable EMIs: Flexible repayment tenure from 12 to 84 months.
Car Loan Eligibility Criteria
To apply for a car loan, you must:
- Be an Indian citizen
- Be 21 years or older
- Be salaried or self-employed with stable income
Documents Required for Car Loan
- Identity Proof – Aadhaar Card, PAN Card, Passport
- Address Proof – Utility Bill, Voter ID, Aadhaar
- Income Proof – Salary slips/Bank statement/ITR
- Quotation/Proforma invoice from Car Dealer
Check Your Car Loan Eligibility
Calculate how much loan you can avail for your car.
Car Loan EMI Calculator
Plan your EMIs using our car loan EMI calculator for better financial planning.
Fees and Charges
Below are standard charges associated with car loans:
| Particulars | Charges |
|---|---|
| Processing Fee | 0.5% to 2% of Loan Amount |
| Documentation Charges | As applicable |
| Prepayment Charges | 0% to 4% depending on lender |
| Late Payment Charges | 2% per month on overdue EMI |
| Stamp Duty | As per state laws |
| Foreclosure Charges | 0% to 6% depending on terms |
Note: All charges and interest rates may vary by financial institution. Please read final loan documents before signing.