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Credit For Home Loan
Home Loan
Features
Attractive Interest Rates
Flexible Repayment Options
Loan Amount up to ₹1 Cr
Tenure up to 30 Years
Quick Disbursal
Minimal Documentation
Home Loan Benefits
- Buy a New Home: Get funding to purchase your dream home.
- Construction Loan: Build a new house on your land.
- Home Renovation: Upgrade interiors or renovate your home easily.
- Balance Transfer: Transfer your existing home loan to us for better rates.
Home Loan Eligibility Criteria
You must meet the following requirements to avail a home loan:
- Age between 21 and 65 years
- Stable income from job or business
- Minimum work experience of 2 years (salaried) / 3 years (self-employed)
- Good credit score (650+ preferred)
- Indian citizenship or valid residential status
Documents Required for Home Loan
- Identity Proof – PAN Card, Aadhaar Card, Passport
- Address Proof – Utility Bills, Rental Agreement
- Income Proof – Salary Slips/ITR/Bank Statement
- Employment Proof – Offer Letter/Business Registration
- Property Documents – Agreement, Title Deed, Allotment Letter
- Photographs – Passport-size photographs
Home Loan Eligibility and Documents
Check if you qualify for our Home Loan options.
EMI Calculator for Home Loan
Use our EMI calculator to get an estimate of your monthly EMIs and interest payable.
Fees and Charges
Charges applicable on home loans are as follows:
| Particulars | Charges |
|---|---|
| Processing Fee | 0.5% to 1.5% of Loan Amount |
| Loan Cancellation | Up to ₹3000 or 2% of sanctioned amount |
| Stamp Duty | ₹200 – ₹500 (State dependent) |
| Legal & Technical Charges | As applicable |
| Foreclosure Charges | 0% (Floating Rate Loans) |
| Cheque Bounce Charges | ₹500 – ₹750 per instance |
Other fees may apply as per loan agreement and lender's terms & conditions.