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What is a CIBIL Score

A Cibil Score is a three-digit number that denotes your credit report. The Cibil score starts from 300 to 900 and if you are closer to a Cibil score of 900 then it is considered a good score. On the other hand, if your score is closer to 300 then it is a bad score and there are fewer chances to get any debt. Therefore it is necessary to keep an eye on your Cibil Score by checking it regularly.

Difference Between a Credit Score and a CIBIL Score

CIBIL score is a Credit Score generated by a credit rating agency called TransUnion. TransUnion CIBIL is the gold standard of Credit Scores and the only one that counts while seeking finance. While there are several Credit Bureaus that issue credit scores, CIBIL is the one that holds most weight with banks. Now, a Credit Score is like your financial report card with a numerical representation of your credit health. A CIBIL score can range from 300 to 900 in India and CIBIL score above 750 is considered good for the approval of loans or credit cards. While evaluating any sort of credit application, the lender checks your credit score and your credit history before going ahead with the application.

Therefore you can not point out a better score because every agency has its parameters to calculate the credit score and the Cibil TransUnion is one of them. Usually a Cibil Score of 750 and above is enough to get quick approval for a loan or debt.

Credit Score - Check Free CIBIL Score Online

Taunisha Finserv Private Limited is the best way to check your CIBIL Score for Free, as 6.5 million satisfied users have already been discovered! On Taunisha Finserv Private Limited, you can check your CIBIL score every month for free without paying any charges for calculation. It is important to make a Cibil Check because banks look at your CIBIL Score before giving you any type of loan. Taunisha Finserv Private Limited enables you to monitor your Credit Health and Credit History over time and take steps to improve it. You can also download the detailed CIBIL Report that allows you to check your credit repayment status, on-time EMIs, loan enquiries, and much more – at zero cost. If required, Taunisha Finserv Private Limited also suggests financial products such as loans, credit cards, and balance transfers that may have a positive impact on your credit history.

What is the Full Form of CIBIL?

The Term Cibil stands for “Credit Information Bureau India Limited” and it is a company that is engaged in managing and keeping credit records of different companies, firms, and individuals based on which the lenders disburses the loan. The Banks and other lending institutions submit the information to Cibil based on which this company calculates the Cibil Score.

How to Check Free CIBIL Score Online at Taunisha Finserv Private Limited?

Taunisha Finserv Private Limited is the official partner of TransUnion for giving authentic and accurate CIBIL Scores. Taunisha Finserv Private Limited gives you the original authentic CIBIL score free because we believe that good credit health is a stepping stone to enabling good finances for our customers. Another advantage is that Taunisha Finserv Private Limited is free of cost no matter how many times you check Cibil’s score online (and not just for the first time). Also, checking your Score on Taunisha Finserv Private Limited does not reduce your score or negatively impact it in any way – no matter how many times you check your score with us. This is why 6.5 million people have already checked their CIBIL Score online for free with Taunisha Finserv Private Limited

Plus, no need to do it again. Next time you want to check your score, all you have to do is log in to Taunisha Finserv Private Limited with OTP using your registered mobile number, and you’re good to go!

And with best-in-class data security and privacy protocols, ease of staying credit healthy comes with complete security and peace of mind! You also have the choice of either logging into the Taunisha Finserv Private Limited website and go to the CIBIL section or downloading the Taunisha Finserv Private Limited app from the Android Google Playstore or Apple iOS Appstore. Additionally, there is an option to download your detailed CIBIL report easily. On the app, you can also track your progress over time by seeing your past scores.

How to Check CIBIL Score by PAN Card and Aadhaar Card?

Your PAN number enables Credit Rating Agencies to identify your credit records accurately. Hence, your PAN number is needed to check your Cibil Score. While checking your Cibil, keep your PAN Card handy and ensure that the Name and Date of Birth you enter match those on your PAN Card. Just follow these steps to check Cibil Score by PAN Card on Taunisha Finserv Private Limited:

  • Navigate to ‘CIBIL Score’ on the Taunisha Finserv Private Limited website or use the Taunisha Finserv Private Limited App
  • Provide PAN Card number
  • Enter your Name and Date of Birth as per PAN Card
  • Enter details such as gender, email address, residential address and mobile number
  • Submit to know your score

After following the above steps, you can easily have the Cibil score check free online by PAN Number.

If you are checking your Cibil Score through an Aadhar then you can use the Address present on your Aadhaar Card. Sometimes, while downloading a Cibil Report, you will need to provide your address and it should be as same as it is present on your Aadhaar Card.

How to Check Free CIBIL Score on WhatsApp?

Taunisha Finserv Private Limited has been a pioneer in bringing financial services to India’s favorite communication platform – WhatsApp. For the first time in India, a user can even check their CIBIL Score using WhatsApp – no more forms! Checking CIBIL is now as easy as chatting with a friend.

All that a user has to do is give a missed call to +91-8192001122

You will receive a WhatsApp message from Taunisha Finserv Private Limited

You will be asked a few questions such as

  • Your Full Name
  • Your PAN Number
  • Your Residential Address
  • Your Email Id

Just answer these questions and you will get your latest CIBIL Score in your WhatsApp chat box.

Is Taunisha Finserv Private Limited an Official Partner of CIBIL?

Taunisha Finserv Private Limited is first official fintech partner of TransUnion CIBIL (Credit Information Bureau of India), the company that issues the official CIBIL score Login to check the Cibil. This authorises Taunisha Finserv Private Limited to present to you the score generated by TransUnion. At Taunisha Finserv Private Limited, we are all about trust and transparency. So, here’s a link from CIBIL’s official website for your reference

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