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Credit For Gold Loan
Gold Loan
Features
Low Interest Rates
Quick Disbursal
High Loan-to-Value Ratio
Flexible Repayment
Minimal Documentation
Safe Gold Storage
Gold Loan Benefits
- Instant Access to Funds: Get loans within minutes against your gold.
- No Credit History Required: Ideal even if you don’t have a credit score.
- Security for Your Gold: Stored in highly secure vaults.
- Flexible Tenure: Choose loan tenure as per your convenience.
Gold Loan Eligibility Criteria
To avail a gold loan, you must:
- Be an Indian Resident
- Be 18 years or older
- Possess Gold Jewellery of 18 to 24 carats
Documents Required for Gold Loan
- Identity Proof – Aadhaar Card, PAN Card, Passport
- Address Proof – Utility Bill, Voter ID, Aadhaar
- Recent Passport Size Photograph
Check Your Gold Loan Eligibility
Know how much loan you can get against your gold today.
Gold Loan EMI Calculator
Use our Gold Loan EMI calculator to estimate your monthly repayment.
Fees and Charges
Here are the typical charges involved:
| Particulars | Charges |
|---|---|
| Processing Fee | 0.5% to 2% of Loan Amount |
| Appraisal Charges | As per policy |
| Foreclosure Charges | 0% to 2% depending on terms |
| Late Payment Charges | 2% per month on overdue EMI |
| Stamp Duty | As per state regulations |
| Gold Storage Charges | Nil or as applicable |
All charges are subject to change based on lender’s policies. Check loan documents for final terms.